fbjl Privacy Policy

1. Introduction

fbjl ("fbjl," "we," "us," or "our") operates the online gaming platform accessible at https://fbjl.app. We are committed to protecting the privacy and personal data of every player who registers and plays on our platform.

This Privacy Policy describes how fbjl collects, uses, discloses, stores, and protects personal information in connection with your use of the fbjl website, mobile platform, and all associated services (collectively, the "Platform"). It also explains your rights under applicable Philippine data protection law.

This Privacy Policy should be read together with fbjl's Terms and Conditions and Responsible Gaming Policy, which are incorporated by reference. By registering a fbjl account or using the Platform, you acknowledge that you have read and understood this Privacy Policy and consent to the processing of your personal data as described herein.

2. Personal Data We Collect

fbjl collects personal data that you provide directly to us, as well as data generated automatically through your use of the Platform. The categories of personal data we collect include:

2.1 Data You Provide Directly

• Identity Data: Full legal name, date of birth, gender, nationality, and government-issued identification number (e.g., Philippine passport number, driver's license number, UMID, SSS, or PhilHealth ID number).
• Contact Data: Email address, mobile phone number, and residential address (including barangay, city or municipality, province, and postal code).
• Account Data: Username, password (stored in hashed form), account preferences, and communication preferences.
• Financial Data: GCash account number, PayMaya account number, bank account details (BPI, BDO, Metrobank, or other supported banks), and transaction history including deposits, withdrawals, and wager amounts in Philippine Peso (₱).
• Verification Documents: Copies of government-issued ID, proof of address, and proof of payment method ownership submitted during KYC verification.

2.2 Data Collected Automatically

• Technical Data: IP address, device type, operating system, browser type and version, screen resolution, and device identifiers.
• Usage Data: Pages visited, games played, session duration, bet history, click patterns, and navigation paths within the Platform.
• Location Data: General geographic location derived from your IP address, used to verify that you are accessing fbjl from the Philippines.
• Cookie Data: Information collected through cookies and similar tracking technologies as described in Section 8 of this Policy.

3. How We Use Your Personal Data

fbjl uses the personal data we collect for the following purposes:

• Account Management: To create, maintain, and manage your fbjl player account, including processing your registration, verifying your identity, and enabling fbjl Login.
• Service Delivery: To provide you with access to fbjl games, process deposits and withdrawals in Philippine Peso (₱), and deliver customer support.
• KYC and AML Compliance: To verify your identity and age (21+), conduct anti-money laundering checks, and comply with applicable Philippine regulatory requirements.
• Responsible Gaming: To monitor gaming activity for signs of problem gambling, enforce deposit limits and self-exclusion requests, and provide responsible gaming tools.
• Security and Fraud Prevention: To detect, investigate, and prevent fraudulent transactions, unauthorized account access, and other illegal activities on the Platform.
• Communications: To send you transactional notifications (e.g., deposit confirmations, withdrawal updates), account security alerts, and — where you have opted in — promotional communications about fbjl offers and new games.
• Platform Improvement: To analyze usage patterns, conduct A/B testing, and improve the functionality, performance, and user experience of the fbjl Platform.
• Legal Compliance: To comply with applicable Philippine laws, respond to lawful requests from government authorities, and enforce fbjl's Terms and Conditions.

4. Legal Basis for Processing

fbjl processes your personal data on the following legal bases under the Philippine Data Privacy Act of 2012:

• Consent: Where you have given your explicit consent to the processing of your personal data for a specific purpose, such as receiving marketing communications from fbjl.
• Contractual Necessity: Where processing is necessary to perform the contract between you and fbjl (i.e., the Terms and Conditions), including account creation, game access, and payment processing.
• Legal Obligation: Where processing is required to comply with a legal obligation applicable to fbjl, including KYC verification, AML reporting, and age verification requirements.
• Legitimate Interests: Where processing is necessary for fbjl's legitimate interests, such as fraud prevention, platform security, and service improvement, provided that such interests are not overridden by your rights and freedoms.

5. Data Sharing and Disclosure

fbjl does not sell, rent, or trade your personal data to third parties for their own marketing purposes. We may share your personal data with the following categories of recipients only to the extent necessary for the purposes described in this Policy:

5.1 Service Providers

fbjl engages trusted third-party service providers to assist in operating the Platform, including payment processors (GCash, PayMaya, BPI, BDO, Metrobank), identity verification providers, cloud hosting providers, customer support platforms, and analytics services. These providers are contractually bound to process your data only on fbjl's instructions and in accordance with applicable data protection law.

5.2 Game Providers

Certain games on the fbjl Platform are provided by third-party game studios. These providers may receive limited technical data (such as a pseudonymous player identifier and session data) necessary to deliver the game experience. They do not receive your full identity or financial data.

5.3 Regulatory and Law Enforcement Authorities

fbjl may disclose your personal data to Philippine government authorities, including the National Privacy Commission, PAGCOR, the Anti-Money Laundering Council (AMLC), and law enforcement agencies, where required by law or in response to a valid legal process.

5.4 Business Transfers

In the event of a merger, acquisition, or sale of all or substantially all of fbjl's assets, your personal data may be transferred to the acquiring entity, subject to the same privacy protections described in this Policy.

6. Data Retention

fbjl retains your personal data for as long as your fbjl account remains active and for a period thereafter as required by applicable law and regulatory obligations. Specifically:

• Account and identity data is retained for a minimum of five (5) years following account closure, in accordance with Philippine AML regulations.
• Transaction records (deposits, withdrawals, wager history) are retained for a minimum of five (5) years from the date of the transaction.
• KYC verification documents are retained for the period required by applicable Philippine law and regulatory guidelines.
• Marketing consent records are retained until you withdraw your consent or for three (3) years from the date of last interaction, whichever is earlier.

When personal data is no longer required for the purposes for which it was collected and no legal retention obligation applies, fbjl will securely delete or anonymize the data.

7. Data Security

fbjl implements appropriate technical and organizational security measures to protect your personal data against unauthorized access, accidental loss, destruction, or disclosure. Our security measures include:

• 256-bit SSL/TLS encryption for all data transmitted between your device and the fbjl Platform.
• Encryption of sensitive data at rest, including passwords (stored as salted hashes) and financial account details.
• Role-based access controls ensuring that only authorized fbjl personnel can access personal data on a need-to-know basis.
• Regular security audits, penetration testing, and vulnerability assessments of the fbjl Platform.
• Two-factor authentication (2FA) available for all fbjl player accounts.
• Incident response procedures to detect, contain, and notify affected players of any personal data breach in accordance with NPC requirements.

While fbjl takes all reasonable steps to protect your data, no online platform can guarantee absolute security. You are responsible for maintaining the confidentiality of your fbjl Login credentials and for notifying us immediately if you suspect unauthorized access to your account.

8. Cookies and Tracking Technologies

fbjl uses cookies and similar tracking technologies (such as web beacons and local storage) to enhance your experience on the Platform. The types of cookies we use include:

• Strictly Necessary Cookies: Essential for the Platform to function correctly, including maintaining your fbjl Login session and remembering your account preferences. These cannot be disabled.
• Performance Cookies: Used to collect anonymized data about how players use the fbjl Platform, helping us identify and fix performance issues and improve the user experience.
• Functional Cookies: Used to remember your preferences (such as language settings and game display options) to provide a more personalized experience.
• Analytics Cookies: Used to understand aggregate usage patterns on the Platform, such as which games are most popular and how players navigate between pages.

You can manage or disable non-essential cookies through your browser settings. Please note that disabling certain cookies may affect the functionality of the fbjl Platform. For more information on managing cookies, refer to your browser's help documentation.

9. Your Data Privacy Rights

Under the Philippine Data Privacy Act of 2012, you have the following rights with respect to your personal data held by fbjl:

• Right to Be Informed: The right to be informed about how your personal data is collected, used, and processed by fbjl — which is the purpose of this Privacy Policy.
• Right of Access: The right to request a copy of the personal data fbjl holds about you, along with information about how it is being processed.
• Right to Rectification: The right to request correction of any inaccurate or incomplete personal data fbjl holds about you.
• Right to Erasure: The right to request deletion of your personal data where it is no longer necessary for the purposes for which it was collected, subject to fbjl's legal retention obligations.
• Right to Data Portability: The right to receive your personal data in a structured, commonly used, and machine-readable format, and to transmit that data to another controller where technically feasible.
• Right to Object: The right to object to the processing of your personal data for direct marketing purposes or where processing is based on fbjl's legitimate interests.
• Right to Withdraw Consent: Where fbjl processes your data on the basis of your consent, you have the right to withdraw that consent at any time without affecting the lawfulness of processing carried out prior to withdrawal.
• Right to Lodge a Complaint: The right to lodge a complaint with the National Privacy Commission (NPC) if you believe that fbjl has processed your personal data in violation of the Data Privacy Act of 2012.

To exercise any of the above rights, please contact fbjl's Data Protection Officer using the contact details provided in Section 12 of this Policy. fbjl will respond to all verified data subject requests within fifteen (15) business days of receipt.

10. Minors and Age Restriction

The fbjl Platform is strictly intended for adults aged 21 years and above, in accordance with Philippine law governing casino-style gaming. fbjl does not knowingly collect personal data from individuals under the age of 21.

If fbjl becomes aware that personal data has been collected from a person under 21 years of age, we will immediately close the associated account, void any transactions, and securely delete all personal data associated with that account.

If you are a parent or guardian and believe that your child has registered on fbjl without your knowledge, please contact us immediately at the email address provided in Section 12 so that we can take appropriate action.

11. Changes to This Privacy Policy

fbjl reserves the right to update or amend this Privacy Policy at any time to reflect changes in our data processing practices, applicable law, or regulatory requirements. When material changes are made, fbjl will notify registered players by email or through a prominent notice on the Platform prior to the changes taking effect.

The "Last Updated" date at the top of this Policy indicates when the most recent revision was made. Your continued use of the fbjl Platform after the effective date of any amendment constitutes your acceptance of the revised Privacy Policy. If you do not agree with the updated Policy, you must cease using the Platform and close your account.

We encourage you to review this Privacy Policy periodically to stay informed about how fbjl is protecting your personal data.

12. Contact Our Data Protection Officer

If you have any questions, concerns, or requests regarding this Privacy Policy or fbjl's handling of your personal data, please contact our Data Protection Officer (DPO):

fbjl's support and data privacy team is available 24 hours a day, 7 days a week. We aim to acknowledge all privacy-related inquiries within 24 hours and to provide a full response within fifteen (15) business days.

For concerns about responsible gaming, self-exclusion, or deposit limits, please visit our Responsible Gaming page. For a full overview of your rights and obligations as a fbjl player, please review our Terms & Conditions.